BBVA Online Checking
BBVA is one of the most well-known banks for Rhode Island residents that are looking for a second chance bank account.
You can open this account with as little as $25 for your initial deposit.
Features and Benefits
- Bad credit OK
- Relaxed account opening requirements
- Free ATM withdrawals on BBVA ATMs
- Online and mobile banking facilities included
- Customizable banking alerts
- Available nationwide (except Alaska and Hawaii)
- Member FDIC
Recommended For:
Right now, a free checking account at BBVA is the only trusted option for customers looking for a Second Chance Checking account with high approval rate and excellent features and conditions. Use this opportunity to rebuild your credit while having a bank account with no restrictions.
Local Banking Options
Following is the web's most comprehensive list of banks and credit unions in Rhode Island that offer second chance banking and which may approve you for a bank account.
Please note that any unsuccessful attempt to open an account may have a negative impact on your credit history and score.
To avoid this, please check if there are any proven, top picked solutions are available in your area (listed above) or on our page with best non-ChexSystems banks and other banking alternatives.
See more: Comprehensive List of Non-ChexSystems Banks
This page is updated regularly, so please consider adding it to your bookmarks.
| Go Bank | Mobile Banking |
| GTE Financial | Go Further Checking |
| Navy Federal Credit Union | Free eChecking |
| Peoples Cash Solutions | Second Chance Checking |
| Radius Bank | Essential Checking |
| SoFi Money | Cash Management Account |
| Varo Bank | Online Bank Account |
| Washington Savings Bank | Online Rewards Checking |
| Webster Bank | Opportunity Package |
Webster Bank
Form of Verification: ChexSystems
Special Notes:
Second chance checking… they have an account and it comes with a VISA debit card.
It cost $16.95 a month or $11.95 with Direct deposit.
Types of Accounts Offered: Second chance checking
Learn more about Webster BankRockland Trust
Form of Verification: ChexSystems
Special Notes:
As long as the debt is paid and the report does not show fraud, they will open an account.
Email from Bank:
You may apply for a Rockland Trust checking / savings account at any time. If you have proof of payment you may want to bring it with you when you apply for your account. At the time of the account opening we will run your information through ChexSystems again and should see that the debt has been paid.
Types of Accounts Offered: Personal checking, savings and business accounts
Learn more about Rockland TrustWesterly Community Credit Union
Form of Verification: ChexSystems
Email from Bank:
We would have to pull it to see what it says. If you want to open a checking account, it would be a second chance checking which charges a $10 monthly fee.
Types of Accounts Offered: Second chance checking
Learn more about Westerly Community Credit UnionRhode Island Credit Union
Form of Verification: ChexSystems
Special Notes:
Debt must be paid and fraud can not be indicated on the ChexSystems report.
Email from Bank:
I called the bank and they will approve those reported to ChexSystems if the report is paid and no fraud.
Types of Accounts Offered: Personal checking and savings accounts
Learn more about Rhode Island Credit Union