Exclusive Promo Available
You could get a $200 bonus by opening an Online Checking account and receiving a qualifying direct deposit of $500+ by October 31, 2020.
Increase your bonus to $250 by adding an Online Savings account and having a savings balance of at least $1000 on October 31, 2020.
BBVA is one of the most well-known banks for Puerto Rico residents that are looking for a second chance bank account.
You can open this account with as little as $25 for your initial deposit.
Features and Benefits
- Bad credit OK
- Relaxed account opening requirements
- Free ATM withdrawals on BBVA ATMs
- Online and mobile banking facilities included
- Customizable banking alerts
- Available nationwide (except Alaska and Hawaii)
- Member FDIC
Right now, a free checking account at BBVA is the only trusted option for customers looking for a Second Chance Checking account with high approval rate and excellent features and conditions. Use this opportunity to rebuild your credit while having a bank account with no restrictions.
Local Banking Options
Following is the web's most comprehensive list of banks and credit unions in Puerto Rico that offer second chance banking and which may approve you for a bank account.
Please note that any unsuccessful attempt to open an account may have a negative impact on your credit history and score.
To avoid this, please check if there are any proven, top picked solutions are available in your area (listed above) or on our page with best non-ChexSystems banks and other banking alternatives.
This page is updated regularly, so please consider adding it to your bookmarks.
JetStream Federal Credit Union Second Chance Checking
At the Banco Popular bank, there’s a special account for ATM-only access. People who have a bad or not-so-good credit can have this kind of account. Internet banking is also available.
Jetstream Federal Credit Union
Form of Verification: ChexSystems
- IF CHEX IS PAID YOU CAN OPEN A SAVINGS ONLY
- SHOULD NOT SHOW FRAUD
Email from Bank:
IF YOU HAVE CHEXSYSTEMS, YOU CAN OPEN A SAVINGS BUT NOT A CHECKING ACCOUNT.
Types of Accounts Offered: Savings OnlyLearn more about Jetstream Federal Credit Union
Pentagon Federal Credit Union
Form of Verification: Credit report
Anyone can open a savings account once they become a member but checking accounts are based on your credit report. They are known to be very picky about credit. Most are denied the checking account at this credit union and are only approved for the savings.
Email from Bank:
We will pull a copy of your credit report when you apply to open an account.
Types of Accounts Offered: Personal checking and savingsLearn more about Pentagon Federal Credit Union