The Best Banks & Credit Unions in Oregon That Offer Second Chance Bank Accounts

Editor's Choice

BBVA Online Checking

BBVA is one of the most well-known banks for Oregon residents that are looking for a second chance bank account.

You can open this account with as little as $25 for your initial deposit.

Features and Benefits

  • Bad credit OK
  • Relaxed account opening requirements
  • Free ATM withdrawals on BBVA ATMs
  • Online and mobile banking facilities included
  • Customizable banking alerts
  • Available nationwide (except Alaska and Hawaii)
  • Member FDIC

Recommended For:

Right now, a free checking account at BBVA is the only trusted option for customers looking for a Second Chance Checking account with high approval rate and excellent features and conditions. Use this opportunity to rebuild your credit while having a bank account with no restrictions.

Local Banking Options

Following is the web's most comprehensive list of banks and credit unions in Oregon that offer second chance banking and which may approve you for a bank account.

Please note that any unsuccessful attempt to open an account may have a negative impact on your credit history and score.

To avoid this, please check if there are any proven, top picked solutions are available in your area (listed above) or on our page with best non-ChexSystems banks and other banking alternatives.

See more: Comprehensive List of Non-ChexSystems Banks

This page is updated regularly, so please consider adding it to your bookmarks.

Bank of the WestFresh Start
Go BankMobile Banking
GTE FinancialGo Further Checking
Navy Federal Credit UnionFree eChecking
Peoples Cash SolutionsSecond Chance Checking
Point West Credit UnionFresh Start Checking
Radius BankEssential Checking
SoFi MoneyCash Management Account
US BankSafe Debit Account
Varo BankOnline Bank Account
Washington Savings BankOnline Rewards Checking

Oregon Community Credit Union

Form of Verification: Credit report

Email from Bank:

We do not run chexsystems or telecheck, however we do pull your credit when opening a new membership. We do take on new members on a case by case basis. There is not a specific credit range which you are required to be in to become a member, but we may take your credit history into consideration when determining if we would be able to open new accounts.

Types of Accounts Offered: Personal checking, savings and business accounts

Learn more about Oregon Community Credit Union

NW Preferred Federal Credit Union

Form of Verification: Credit report, patriot guard and telecheck

Email from Bank:

We use telecheck, a credit report, and patriot guard

Types of Accounts Offered: Personal checking, savings and business accounts

Learn more about NW Preferred Federal Credit Union

Pacific NW Federal Credit Union

Form of Verification: Chexsystems

Special Notes:

If you are on chexsystems you can still get an account they then base it on a credit report see email below

Email from Bank:

Yes/no.....it is then based on your credit score. We do have a new Checking Account type - CheckRight - $10 monthly service charge. It is marked for those wishing to rebuild their credit.

Types of Accounts Offered: Second chance checking

Learn more about Pacific NW Federal Credit Union

Banks and Credit Unions That Offer Second Chance Banking by State

AlabamaLouisianaOklahoma
AlaskaMaineOregon
ArizonaMarylandPennsylvania
ArkansasMassachusettsRhode Island
CaliforniaMichiganSouth Carolina
ColoradoMinnesotaSouth Dakota
ConnecticutMississippiTennessee
DelawareMissouriTexas
District of ColumbiaMontanaUtah
FloridaNebraskaVermont
GeorgiaNevadaVirginia
HawaiiNew HampshireWashington
IdahoNew JerseyWest Virginia
IllinoisNew MexicoWisconsin
IndianaNew YorkWyoming
IowaNorth Carolina
KansasNorth Dakota
KentuckyOhio