BBVA Online Checking
BBVA is one of the most well-known banks for New Jersey residents that are looking for a second chance bank account.
You can open this account with as little as $25 for your initial deposit.
Features and Benefits
- Bad credit OK
- Relaxed account opening requirements
- Free ATM withdrawals on BBVA ATMs
- Online and mobile banking facilities included
- Customizable banking alerts
- Available nationwide (except Alaska and Hawaii)
- Member FDIC
Recommended For:
Right now, a free checking account at BBVA is the only trusted option for customers looking for a Second Chance Checking account with high approval rate and excellent features and conditions. Use this opportunity to rebuild your credit while having a bank account with no restrictions.
Local Banking Options
Following is the web's most comprehensive list of banks and credit unions in New Jersey that offer second chance banking and which may approve you for a bank account.
Please note that any unsuccessful attempt to open an account may have a negative impact on your credit history and score.
To avoid this, please check if there are any proven, top picked solutions are available in your area (listed above) or on our page with best non-ChexSystems banks and other banking alternatives.
See more: Comprehensive List of Non-ChexSystems Banks
This page is updated regularly, so please consider adding it to your bookmarks.
Atlantic Federal Credit Union Second Chance Checking
Credit Union of New Jersey Right Turn Checking
Jersey Shore Federal Credit Union Fresh Start Checking
South Jersey Federal Credit Union
Form of Verification: ID
Special Notes:
In order to open a checking, you must have a membership and a savings with 25.00 in it that can not be removed. The 25.00 is only refunded when the account is closed.
Email from Bank:
We do not use any of these.
Types of Accounts Offered: Personal checking and savings
Learn more about South Jersey Federal Credit UnionThe Pennsville National Bank
Form of Verification: ID
Special Notes:
Email from person that got an account: Thank you so much for your information. I just wanted to let you know we were able to get a checking account with debit cards from Pennsville National Bank in Woodstown, New Jersey. We have been reported to EWS and Chexsystems. The bank only required two forms of identification. They were a very nice bank to deal with, the employees were very personable and professional. Thank you so much for your help.
Email from Bank:
We do not verify checking or savings accounts using an outsourced system. We just verify your identity, not your credit history.
Types of Accounts Offered: Personal checking, savings, and business accounts
Learn more about The Pennsville National BankUnited Teletech Financial Federal Credit Union
Form of Verification: ChexSystems
Special Notes:
If chexsystems is paid and does not show fraud you can get an account, if not then they offer Fresh Start Checking
Email from Bank:
We do offer ‘fresh start’ checking accounts now…I would apply for one and see what we could do for you. Either way, we very well could have a product that should fit your needs.
Types of Accounts Offered: Second chance checking
Learn more about United Teletech Financial Federal Credit UnionWoodforest National Bank
Form of Verification: Crossview and ID
Email from Bank:
We use Cross View which is affiliated with Experian
Types of Accounts Offered: Personal checking, savings and business accounts
Learn more about Woodforest National Bank