The Best Banks & Credit Unions in Hawaii That Offer Second Chance Bank Accounts

Editor's Choice

BBVA Online Checking

BBVA is one of the most well-known banks for Hawaii residents that are looking for a second chance bank account.

You can open this account with as little as $25 for your initial deposit.

Features and Benefits

  • Bad credit OK
  • Relaxed account opening requirements
  • Free ATM withdrawals on BBVA ATMs
  • Online and mobile banking facilities included
  • Customizable banking alerts
  • Available nationwide (except Alaska and Hawaii)
  • Member FDIC

Recommended For:

Right now, a free checking account at BBVA is the only trusted option for customers looking for a Second Chance Checking account with high approval rate and excellent features and conditions. Use this opportunity to rebuild your credit while having a bank account with no restrictions.

Local Banking Options

Following is the web's most comprehensive list of banks and credit unions in Hawaii that offer second chance banking and which may approve you for a bank account.

Please note that any unsuccessful attempt to open an account may have a negative impact on your credit history and score.

To avoid this, please check if there are any proven, top picked solutions are available in your area (listed above) or on our page with best non-ChexSystems banks and other banking alternatives.

See more: Comprehensive List of Non-ChexSystems Banks

This page is updated regularly, so please consider adding it to your bookmarks.

GTE FinancialGo Further Checking
Go BankMobile Banking
Navy Federal Credit UnionVarious Accounts
Peoples Cash SolutionsSecond Chance Checking
Radius BankEssential Checking
SoFi MoneyCash Management Account
Varo BankOnline Bank Account

CU Hawaii Federal Credit Union

Form of Verification: TeleCheck

Email from Bank:

To become a member we would first have you open a Savings account. The savings is what establishes your membership with us. Upon opening a new checking account here at CU Hawaii, we run your Social Security Number through the TeleCheck system.

Types of Accounts Offered: Personal checking and savings

Learn more about CU Hawaii Federal Credit Union

Hawaii Community Federal Credit Union

Form of Verification: Unicheck

Email from Bank:

We use Unicheck.

Types of Accounts Offered: Personal checking, savings and business checking

Learn more about Hawaii Community Federal Credit Union

Kauai Community Federal Credit Union

Form of Verification: TeleCheck

Email from Bank:

Before a Regular Share (savings) account is opened at Kauai Community Federal Credit Union, we must verify your identity.

If you decide to open a checking account, we normally use TeleCheck to verify any past checking account history.

Types of Accounts Offered: Personal checking, savings and business accounts

Learn more about Kauai Community Federal Credit Union

Pentagon Federal Credit Union

Form of Verification: Credit report

Special Notes:

Anyone can open a savings account once they become a member but checking accounts are based on your credit report. They are known to be very picky about credit. Most are denied the checking account at this credit union and are only approved for the savings.

Email from Bank:

We will pull a copy of your credit report when you apply to open an account.

Types of Accounts Offered: Personal checking and savings

Learn more about Pentagon Federal Credit Union

HomeStreet Bank

Form of Verification: ChexSystems

Special Notes:

I called and talked to manager at the branch and they said yes they do sometimes open accounts for those reported to ChexSystems depending on the severity of the report.

Types of Accounts Offered: Personal savings and checking

Learn more about HomeStreet Bank

Banks and Credit Unions That Offer Second Chance Banking by State

AlabamaLouisianaOklahoma
AlaskaMaineOregon
ArizonaMarylandPennsylvania
ArkansasMassachusettsRhode Island
CaliforniaMichiganSouth Carolina
ColoradoMinnesotaSouth Dakota
ConnecticutMississippiTennessee
DelawareMissouriTexas
District of ColumbiaMontanaUtah
FloridaNebraskaVermont
GeorgiaNevadaVirginia
HawaiiNew HampshireWashington
IdahoNew JerseyWest Virginia
IllinoisNew MexicoWisconsin
IndianaNew YorkWyoming
IowaNorth Carolina
KansasNorth Dakota
KentuckyOhio